Pay Less. Stress Less.
Debt Review (also known as Debt Counselling) is a legal process under the National Credit Act that helps over-indebted South Africans reduce their monthly debt repayments to an affordable amount.
At Finance Credit Solutions, our NCR-registered debt counsellors negotiate with your creditors on your behalf to lower interest rates, extend payment terms, and consolidate all your debt into one reduced monthly payment.
- Reduce monthly debt payments by up to 50%
- One affordable payment instead of many
- Protection from legal action and asset repossession
- Fixed, structured repayment plan
- Professional guidance every step of the way
Immediate Relief
Most clients see their payments reduced within the first month.
How We'll Help You
Legal Protection
Once under debt review, creditors cannot take legal action against you or repossess your assets.
Reduced Interest
We negotiate lower interest rates with your creditors, saving you thousands over the repayment period.
Personalised Plan
Every financial situation is unique. We create a repayment plan tailored to your income and expenses.
Secure Process
Your information is handled with strict confidentiality. We are fully POPIA compliant.